![]() ![]() ![]() With Apple Pay Later in Wallet, users can easily see the total amount due for all of their existing loans, as well as the total amount due in the next 30 days. Once Apple Pay Later is set up, users can also apply for a loan directly in the checkout flow when making a purchase.Īpple Pay Later is built right into Wallet, so users can seamlessly view, track, and manage all of their loans in one place. A soft credit pull will be done during the application process to help ensure the user is in a good financial position before taking on the loan.Īfter a user is approved, they will see the Pay Later option when they select Apple Pay at checkout online and in apps on iPhone and iPad, and can use Apple Pay Later to make a purchase. 4 They will then be prompted to enter the amount they would like to borrow and agree to the Apple Pay Later terms. To get started with Apple Pay Later, users can apply for a loan within Wallet with no impact to their credit. “Apple Pay Later was designed with our users’ financial health in mind, so it has no fees and no interest, and can be used and managed within Wallet, making it easier for consumers to make informed and responsible borrowing decisions.”Īpply for, Track, and Manage Loans Seamlessly in Wallet Many people are looking for flexible payment options, which is why we’re excited to provide our users with Apple Pay Later,” said Jennifer Bailey, Apple’s vice president of Apple Pay and Apple Wallet. “There’s no one-size-fits-all approach when it comes to how people manage their finances. 3 Starting today, Apple will begin inviting select users to access a prerelease version of Apple Pay Later, with plans to offer it to all eligible users in the coming months. Users can apply for Apple Pay Later loans of $50 to $1,000, which can be used for online and in-app purchases made on iPhone® and iPad® with merchants that accept Apple Pay. 2 Users can easily track, manage, and repay their Apple Pay Later loans in one convenient location in Apple Wallet®. Designed with users’ financial health in mind, Apple Pay Later 1 allows users to split purchases into four payments, spread over six weeks with no interest and no fees. AvailabilityĪpple said that it has started inviting select users to access a prerelease version of Apple Pay Later in the U.S., with plans to offer it to all eligible users in the coming months.CUPERTINO, Calif.-( BUSINESS WIRE)-Apple® today introduced Apple Pay® Later in the U.S. Goldman Sachs is the issuer of the Mastercard payment credential used to complete Apple Pay Later purchases. Receive notifications via Wallet and email before repaymentĪpple said that purchases using Apple Pay Later are authenticated using Face ID, Touch ID, or passcode, and users’ transaction and loan history are never shared or sold to third parties for marketing or advertising.Īpple Pay Later is enabled through the Mastercard Installments program. ![]() Also choose to see all upcoming payments on a calendar view in Wallet to help track and plan payments.Easily see the total amount due for all the existing loans, as well as the total amount due in the next 30 days.Easily track, manage, and repay Apple Pay Later loans in one convenient location in Apple Wallet.Apply for Apple Pay Later loans of $50 to $1,000, which can be used for online and in-app purchases made on iPhone and iPad with merchants that accept Apple Pay.This allows users to split purchases into four payments, spread over six weeks, with no interest and no fees. Apple has introduced Apple Pay Later services in the U.S. ![]()
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